Independent Mortgage Broker In London
Mortgages Made Simple.
Advice That Puts You First.
We are Rate Rebels, an independent, London based mortgage broker helping client across the UK find the right deal with clarity and confidence
Fully qualified, FCA regulated, and proudly human in everything we do
rate rebels
Our story
At Rate Rebels, a London based mortgage broker, we make mortgage advice human again by offering advice that puts you first. No scripts. No jargon. Just real people you can reach by text, call or email when it suits you.
We help first time buyers, individuals and joint purchasers, limited companies and self employed clients secure residential and buy to let mortgage finance, based in London and supporting clients across the UK.
We work with lenders from across the market, giving you genuine choice and full transparency at every stage of your journey. Our approach makes mortgages simple, clear and beautifully straightforward.
We are fully qualified and FCA regulated, we keep things simple, clear, and built around you.
Our Services
Straightforward mortgage advice, built around you
First Time Buyers
Helping first-time buyers secure their first home with clear, straightforward mortgage advice from application through to completion.
Buy-to-Let
Specialist buy-to-let mortgages for first-time landlords, portfolio investors and limited companies, including purchases, remortgages and portfolio expansion.
Self Employed & Company Directors
Mortgages for self-employed professionals, contractors and company directors using flexible income assessment and specialist lenders.
COMMERCIAL & BRIDGING
Commercial mortgages, bridging finance and development funding for investors, landlords and property developers.
THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Our fees
No surprises and no small print, just clarity.
Fees are paid only when your mortgage offer is issued.
£500
Residential mortgages
£1,000
Buy-to-Let mortgages
£1,500
Commercial mortgages
POA
Bridging Loans
the process
We guide you through a transparent four stage process from our first chat right the way through to completion.
Stage 1
A fact find conversation
Stage 2
We search the market for you
Stage 3
We present our proposal
Stage 4
We submit your application
FAQs
Frequently asked questions
Do you charge a fee for mortgage advice?
Yes. We charge a fixed, transparent fee which is agreed upfront. There are no hidden costs and no surprises along the way.
Are you an independent mortgage broker?
Yes, we are an individual mortgage broker with access to the whole of the market.
Do you help first time buyers and self employed clients?
Yes. We regularly help first time buyers, self employed clients and company directors secure mortgages using lender criteria that fits their circumstances.
Can you help with buy to let and limited company mortgages?
Yes. We arrange buy to let mortgage finance for individuals and limited companies, including portfolio landlords and property investors.
Are you FCA regulated?
Yes. Rate Rebels is fully qualified and authorised to advise on and arrange regulated mortgage contracts.
Contact us
We are a click away from you
Fill out the form, call or WhatsApp. You will always reach a human, not a script. Tell us what you need and we will get straight to it with clear answers.