Mortgages Made Simple.
Advice That Puts You First.
We are Rate Rebels, an independent,
London based mortgage broker helping clients
across the UK find the right deal with clarity and confidence
Fully qualified, FCA regulated,
and proudly human in everything we do
Rate Rebels... our story
At Rate Rebels, a London based mortgage broker, we make mortgage advice human again by offering advice that puts you first. No scripts. No jargon. Just real people you can reach by text, call or email when it suits you.
We help first time buyers, individuals and joint purchasers, limited companies and self employed clients secure residential and buy to let mortgage finance, based in London and supporting clients across the UK.
We work with lenders from across the market, giving you genuine choice and full transparency at every stage of your journey. Our approach makes mortgages simple, clear and beautifully straightforward.
We are fully qualified and FCA regulated, we keep things simple, clear, and built around you.
Our Services
Straightforward mortgage advice, built around you
First Time Buyers
We help first time buyers and joint purchasers secure their first residential mortgage with clear, FCA regulated advice, from affordability to offer.
Buy-to-Let
We help individuals and limited companies secure buy to let mortgage finance for property investment, including rate switches and portfolio growth.
Company Directors
We help company directors and self employed clients secure mortgages using flexible income assessment and lender criteria.
Specialist Finance
We help clients secure specialist finance, including business and development funding, by connecting them with lenders that understand the bigger picture.
THINK CAREFULLY BEFORE SECURING ANY DEBTS AGAINST YOUR HOME.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A
MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Our fees & the process
No surprises and no small print, just clarity.
Fees are paid only when your mortgage offer is issued.
Residential mortgages
£500
Consumer Buy-to-Let
£1,500
Buy-to-Let mortgages
£1,000
Commercial mortgages
£1,500
We guide you through a transparent four stage process from our
first chat right the way through to completion.
Stage 1
A fact find conversation
Stage 2
Stage 3
Stage 4
FAQs
Frequently Asked Questions
Do you charge a fee for mortgage advice?
Yes. We charge a fixed, transparent fee which is agreed upfront. There are no hidden costs and no surprises along the way.
Are you an independent mortgage broker?
Yes. We have access to lenders across the market, allowing us to recommend mortgage options based on your needs, not a limited panel.
Do you help first time buyers and self employed clients?
Yes. We regularly help first time buyers, self employed clients and company directors secure mortgages using lender criteria that fits their circumstances.
Can you help with buy to let and limited company mortgages?
Yes. We arrange buy to let mortgage finance for individuals and limited companies, including portfolio landlords and property investors.
Are you FCA regulated?
Yes. Rate Rebels is fully qualified and authorised to advise on and arrange regulated mortgage contracts.
We'd love to hear
from you...
Fill out the form, call or WhatsApp. You will always reach a human, not a script. Tell us what you need and we will get straight to it with clear answers.
Simple, honest, Rate Rebels.